Pezesha is an online marketplace for business loans. We connect MSMEs to affordable working capital and other financial services through a collaborative approach with capital providers. We have an ambitious growth plan to target 500,000 SMEs over the next 2 years across Africa by enabling them with affordable working capital. It is an incredibly exciting time to join us as we enter our next phase of growth!
Pezesha has a team of 60+ staff and combined with the board members they bring more than 20+ years of market, regulatory and strategy combined experiences with successful Fintech startup exits in the past. We are licensed by CBK.
Visit our website: https://pezesha.com/ for more information.
Primary job description
- Onboarding, vetting and evaluation of potential SMEs/Merchants to be funded by Pezesha on a regular basis using our internal processes and standards and hitting set targets to ensure growth and scale
- Assess SMEs creditworthiness and risks by evaluating their financial information and ratios
- Onboard, manage and retain SME related to partners
- Marketing & Financial education in relation to SMEs needs and support
- Provide customer care support via calling and follow up with potential and funded SMEs on additional information required as well as repayments of loans for those successfully funded by Pezesha
- Portfolio management
- Monitor and update SME loan accounts and information on the dashboard
- Drive strategic sales, scale and growth in assigned portfolios
- Execute on strategic experiments to drive growth in assigned portfolios
- Daily analytics and reporting on assigned portfolio performance
Qualifications/Skills
- At least a graduate of Commerce or Accounting or Finance or a related field
- Solid understanding of credit risk processes and standards
- Basic computer skills and a quick learner
- At least 3 years of professional work experience in credit operations as a relationship officer or part of the credit risk team
- ADDED ADVANTAGE: Credit Operations & SME evaluations experiences from a bank or Fintech environment.
- ADDED ADVANTAGE: Strong Accounting and analytical skills with more than 2 years experience
- Proficiency in excel skills or working with spreadsheets
- Ability to manage multiple projects and self drive toward targets while ensuring quality output and prioritisation.
- Excellent verbal and written communication and interpersonal skills
- High level of interpersonal maturity, hardworking, and professionalism
- Unwavering commitment to service and customer orientation
- Team player who demonstrates positive attitude, creativity, energy, dedication to collaboration and patience and with a high degree of integrity
- In-depth knowledge of the Financial industry (Fintech) and its current events in Kenya
- Attention to detail
- Excellent time management and organisation
How to apply
To Apply: Please send your CVs and cover letter to [email protected]. Kindly indicate the title of the job on the subject header of the email (REF 2024/SME Credit Officer). The applicants who do not indicate THE REF NO and job title and where they are currently based in the email body will be automatically disqualified.
