- Title of Position – Credit Officer (2 Positions)
- Reporting to: – Branch Manager
- Terms of Contract: Three years renewable – Location: Nakuru
Duties and Responsibilities
i) Market and cross-sell the Sacco products and services.
ii) Advice the customers on loan eligibility and the amount to qualify for
iii) Appraise all loans at the branch and ensure all relevant documents are annexed.
iv. Post the loan application in the system
v. Participate and take minutes of the branch staff credit committee meetings.
vi. Ensures safety and confidentiality of up to date records of loan customers and groups.
vii. Ensures seamless and timely loan processing within the set SLA.
viii. Ensure all loans are fully secured and where applicable the security perfection is done before draw down.
ix. Prepares loan disbursement for approval by branch manager.
X. Ensure proper credit administration and loan recovery and maintain a PAR <5.
xi. Improve and implement laid down operational procedures.
xii. Recommend and forward all loan above branch limit to the credit manager through the branch manager for approval.
xiii. To submit report on new members and groups recruitment and credit reports on monthly basis to branch manager.
xiv. Perform any other duty assigned
Qualifications
A Bachelor’s degree or a diploma in credit management or any Business related field of study
Minimum of 2 years’ experience in lending to small and medium enterprises
Demonstrated experience in Microsoft Office and computerized accounting systems
Good communications skills, Excellent interpersonal skills, well organized, Honesty and integrity, Team player
HOW TO APPLY
Interested candidates who meet the above qualifications may send their applications enclosing copies of relevant certificates and testimonials, detailed CV including names and contacts of three referees to reach the undersigned on or before 12/11/2024.
The Chief Executive Officer, Vision Afrika DT Sacco Society Ltd, P.O. Box 18263-20100, NAKURU .
Email: [email protected]
